STEMHQ

Property risk & compliance operations platform

Property compliance and risk, handled before it becomes a legal problem.

One platform to track HHSRS hazards, manage arrears, and stay court-ready, built for landlords and letting agents.

🇬🇧 Built for the UK market✓ Regulatory focused📄 Audit-ready by design

Dashboard - Risk Overview

Compliance At Risk

18%

6% vs last 30 days

Arrears Exposure

£246,750

12% vs last 30 days

Active Legal Cases

32

8% vs last 30 days

Critical Alerts

14

5 vs last 7 days

Portfolio Risk Heatmap - click a row

PropertyCompl.ArrearsLegalRisk

Action Required

5 compliance certificates expiring in 30 days
3 arrears accounts require escalation
2 legal notices ready to issue

Interactive preview - try clicking

A new category: Property Risk & Compliance Operations Platform

STEM sits above traditional property management systems as the operational layer for risk, compliance, and enforcement readiness.

What you get

Compliance Control

Track and manage all property compliance obligations across your portfolio.

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Arrears Intelligence

Identify and escalate rent risk before it becomes unrecoverable.

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Legal Readiness

Prepare structured enforcement cases with complete documentation trails.

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The problem

Property portfolios don't fail suddenly. They fail operationally.

Compliance failures accumulate silently

Expiring certificates and obligations are often missed until audit or inspection.

£30,000max civil penalty per breach
12 monthsrent repayment order

Arrears escalate without structure

Rent debt grows without consistent escalation or intervention logic.

13 weeksarrears needed for mandatory Ground 8 possession, missed if untracked

Legal readiness is reactive

Possession cases are often assembled too late, weakening enforcement outcomes.

Day onenotice restarts from scratch if struck out

How can STEMHQ help?

The same platform that tracks these risks acts on them, flagging what matters before it turns into a fine, a lost case, or a missed deadline.

29

HHSRS hazard categories tracked

From damp and mould to fire safety, flagged before they become enforcement action.

6

Statutory pre-conditions checked

Verified automatically before a Section 8 notice can be generated.

5

Step arrears escalation path

From informal contact to court claim, each step timestamped.

6

Free calculators, no sign-up

Deposit caps, notice dates, rental yield, stamp duty, and more.

A unified system of operational risk

Properties

Your entire portfolio in one place

STEM risk engine

Continuously monitors and connects risk signals

ComplianceArrearsLegal

Operational actions

Prioritised actions that reduce risk and exposure

More than property management software

It manages your properties.
It also tells you what needs attention first.

STEM does everything a property management system does, and connects compliance, arrears, and legal status into one view of where your portfolio is exposed right now, so the property that needs attention is the one you see first, not the one you happened to check.

Built for UK portfolio operators

🇬🇧

Built for UK letting agents and portfolio landlords

Designed around compliance and regulatory frameworks

Audit-ready operational logs and documentation

Portfolio-wide visibility of risk exposure

Enterprise-grade security and data

Common use cases

Prevent compliance failures

Stay ahead of expiring certificates and regulatory obligations.

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Reduce arrears escalation

Intervene earlier with structured escalation and workflows.

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Prepare legal cases faster

Build stronger Section 8 and possession cases with confidence.

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Monitor portfolio risk

Get a real-time view of risk across every property.

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See your portfolio risk in minutes

Understand compliance gaps, arrears exposure, and legal readiness across your properties.