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Rental Yield Calculator

Calculate both gross and net rental yield on a buy-to-let property. Gross yield ignores running costs; net yield accounts for them. Most landlords target a net yield of 5-7% to cover voids, maintenance, and mortgage risk.

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What to include in running costs

  • - Letting agent fees (typically 8-15% of annual rent)
  • - Buildings and landlord insurance
  • - Annual maintenance and repairs budget
  • - Gas safety, EICR, and EPC certificate renewals
  • - Void period allowance (1-2 months per year is prudent)
  • - Accountancy fees if applicable
This calculator does not account for mortgage interest, stamp duty, income tax, or capital gains tax. Net yield is calculated before tax. Always consult a qualified financial adviser before making investment decisions.