STEMHQ

Risk Intelligence

One view of risk across your whole portfolio

Compliance, arrears, and legal signals connected into a single risk picture, instead of three separate spreadsheets.

Portfolio risk heatmap

Every property is scored on compliance status, arrears status, and legal status, and ranked into a single risk score, so you can see at a glance which properties need attention first instead of checking each one individually.

Why is this important?

Without a consolidated risk view, small problems on multiple properties tend to get discovered one at a time, usually when one of them has already become urgent.

Portfolio risk heatmapclick a property to resolve its top risk
PropertyRisk

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Action Required feed

A prioritised, always-current list of what actually needs doing this week: certificates expiring, accounts to escalate, notices ready to issue, ranked by urgency rather than buried in an inbox.

Why is this important?

Important but non-urgent tasks, like a certificate renewal 25 days out, are exactly the ones that get forgotten under day-to-day pressure, and they're the ones that turn into compliance breaches.

Action requiredclick View to resolve
5 compliance certificates expiring in 30 days
3 arrears accounts require escalation
2 legal notices ready to issue

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Portfolio analytics

Collection rate, total rent roll, and arrears exposure rolled up across the whole portfolio, connected to the same compliance and legal signals, so financial performance and risk exposure are viewed together, not separately.

Why is this important?

Reviewing rent performance and compliance status as two separate exercises means you can miss that your worst-performing property on rent is also your highest compliance risk, which is exactly the property that needs attention first.

Portfolio analyticsclick a bar for detail

Rent roll

£7,240

Arrears

£2,060

Collection

91%

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Agent workspace rollup

For agencies, the same risk view rolls up across every landlord client and branch, so an agency owner can see which clients' portfolios are exposed without logging into each one separately.

Why is this important?

An agency managing dozens of landlord clients without a rolled-up risk view is relying on individual staff to flag problems manually, which means risk visibility depends on who happens to notice, not on the system.

Agent workspace48 landlords, click a client
ClientPropsArrears

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See it on your own portfolio